Dental Insurance – Lenox Hill, NY
Get a Healthy Smile for Affordable Rates
Did you know a healthy smile relies on the preventive care you receive from your dentist twice a year? If you are like one-third of adults, you may not schedule an appointment regularly. If you have dental insurance, you can get the care you need for reduced rates. Dr. Dorian Tetelman is a 32BJ and Cigna dentist in Lenox Hill. He works with your insurance carrier to reduce the amount you need to pay while also helping you achieve and maintain optimal oral health. Our dental office will help you invest in your smile by keeping your teeth and gums healthy to lower your long-term dental expenses.
How Dental Insurance Works
After paying your monthly premium and your annual deductible, you have access to comprehensive dental coverage to maintain your oral health. Your yearly benefits cover the services you need to keep your cost of care affordable until you reach your limit. At the end of the year, your policy expires. You are not reimbursed for any remaining coverage, so it is important to maximize the value of your policy to avoid losing money. With less than 3% of Americans meeting or exceeding their annual coverage, do not miss the opportunity to get the services you need for minimal expense. Depending on your specific policy, you can enjoy:
- 100% preventive coverage.
- 80% minor restorative coverage.
- 50% major restorative coverage.
What is the Difference Between Medical and Dental Insurance?
Medical and dental insurance work differently. Medical coverage is there for you after an illness or injury; whereas, dental insurance is designed to prevent issues from developing in the first place. This lowers your overall dental expenses. In fact, every $1 spent on prevention can save you $8 to $50 on restorative and emergency services.
In-Network vs. Out-of-Network
Dr. Tetelman is proud to work with both in-network and out-of-network patients. He helps you maximize the value of your coverage to reduce the amount you need to pay out-of-pocket.
Your insurance company recommends you visit an in-network dentist to make the most of your coverage. Dr. Tetelman is in-network with:
- Aetna PPO
- Ameritas PPO
- Anthem Blue Cross Blue Shield
- Assurant Dental PPO
- Blue Cross Blue Shield PPO
- Careington 500
- Cigna PPO
- Delta Dental PPO. DC37, 32BJ
- Dental Save
- Empire BCBS PPO
- GEHA Dental PPO
- Guardian PPO
- Humana Dental PPO
- Metlife PPO
- Principal Financial Group PPO
- Sun Life Financial PPO
- United Concordia PPO
- United HeathCare PPO
He has pre-negotiated rates with the insurance companies to lower the amount you need to pay, even if he must split treatment across calendar years to stay within your annual benefits.
You have the freedom to visit any dentist who accepts your insurance, even if they are out-of-network. If you are outside of your coverage, Dr. Tetelman still accepts your insurance; however, you will need to pay the difference between our fees and their allowable coverage.
Schedule an Appointment Today!
If you have not scheduled an appointment lately, do not wait. Choose your Cigna and 32BJ dentist in Lenox Hill for the affordable care you need. Dr. Tetelman works on your behalf with the insurance company, so you have one less thing to worry about. Contact our dental office today to learn more about your coverage or to schedule your next visit.